Most Common Causes of Disability Claims
According to the US Census Bureau, more than 330 million people live in the country. The Department of Health and Human Services reports that just over 60 million of them live with a disability. Disabilities are wide-ranging. Therefore, it is essential to have a disability to protect your mind and finances if you get hurt and a physician deems you as disabled.
Here are 10 of the most common conditions that are considered disabilities.
1. Coronary Artery Disease
Heart disease and cardiac problems cause heart attacks, heart surgery, different cardiac treatments, and chronic conditions. Numerous disability cases leading to a denial involve heart disease and cardiac disorders. Employees with cardiac difficulties, on the other hand, are frequently expected to return to work after 60 days, even after heart surgery.
The surgery was successful, and the issue is manageable; nonetheless the patient must stay away from aggravating circumstances, according to a cardiologist. Stress can trigger more cardiac arrests, and heart disease (and its treatments) can induce significant weariness, all of which can impair a person’s ability to work effectively, requiring the help of a Baltimore SS disability lawyer.
2. Musculoskeletal Disorders/Lumbar Cervical Issues
Lumbar, cervical difficulties, and musculoskeletal illnesses are the most common medical conditions in disability insurance claims. Many claimants with lumbar, cervical problems have herniated disks and back problems, have had spine fusions, or find it challenging to sit for lengthy periods due to pain. When workers must sit at a desk to fulfill their job functions, this becomes a severe issue.
3. Problems with Mental Health
Mental illnesses can be just as incapacitating as physical ailments. Depression, anxiety, post-traumatic stress disorder, bipolar disorder, cognitive impairments, and other psychiatric illnesses are only a few examples. These conditions may have been present in a person’s medical history for a long time, but some triggers and stressors exacerbate them.
Furthermore, a person with a physical claim is more likely to have a secondary mental health condition like depression.
A social security disability lawyer from the Law Offices of Terri D. Mason will step in and ensure that the disability claim focuses on the physical restrictions that pay up to age 65 or retirement age.
4. Disorders of the Nervous System
Nervous system illnesses, which include conditions like multiple sclerosis and Parkinson’s disease, are among the top five causes of disability claims. Because these are progressive conditions, obtaining disability benefits might be challenging.
The insurance company may agree that the worker has relapsing-remitting multiple sclerosis. Still, the claimant hasn’t had a relapse in a long time, concluding that the claimant can work. That’s when a SS disability lawyer will collaborate with the neurologist to conduct additional tests and paperwork to the policyholder’s benefit.
According to our social security disability lawyers, if the disabled claimant’s condition has changed, it must be documented.
5. Cancer
No one can dispute a cancer diagnosis. However, cancer has seen far more cures in recent years, resulting in disability conflicts over whether patients can return to work.
Despite the existence of models for cancer patients to get back on the job, some employees face significant limits due to treatment processes. They’ve had chemotherapy and might be experiencing symptoms such as “chemo brain” or “chemo fog,” as well as cognitive challenges, functional restrictions, mental nerve troubles, weariness, and weakness. The effects of cancer and its therapies can have long-term consequences.
It will be more challenging to justify disability with the insurance company and employer after the initial surgery or chemo treatment. It is also possible to get fired from your job after a 90-day break; thus, showing an inability to resume previous work levels takes time.
6. Accidentally Sustained Injuries
Any one of us could get hurt at any time due to an accident at home, work, or anywhere. You have a disability when your injuries prevent you from doing your job.
7. Pregnancy
Employers frequently provide short-term disability benefits for pregnant employees, even though pregnancy isn’t a handicap in the traditional sense. If difficulties emerge, you may require more long-term benefits.
Why You Need a Social Security Disability Attorney
We recommend contacting the Law Offices of Terri D. Mason regardless of the sort of disability claim you have. Our social security disability attorneys help policyholders with the intricacies of disabilities claims so you can have peace of mind. Whatever your issue, we’ve dealt with similar cases. We offer a free initial consultation and eagerly await your call.